Esta mañana el ministro de Agricultura, Esteban Valenzuela, lanzó la extensión del programa Siembra por Chile, con 131 mil millones de pesos iniciales para fortalecer el desarrollo de los sectores agrícola y forestal. El balance de años anteriores del mismo programa dejó las cifras de 528 y 500 mil millones de pesos movilizados en 2022 y 2023 respectivamente.

Del monto de este año, casi la totalidad irá a créditos que otorgará INDAP a agricultores y forestales de pequeño y mediano tamaño, una cifra aproximada de 111 mil millones de pesos. 

Por otro lado, 19 mil millones se destinarán a programas varios como de cultivos tradicionales y fortalecimiento de ferias y mercados, ambos de INDAP, y restauración de bosques nativos de CONAF.

“Hemos logrado la ecuación perfecta. Ante la crisis de inflación, de falta de alimento, climática y el cierre de China en fertilizantes, hemos sido capaces en estos dos años de apoyar a la agricultura y lograr precios justos y valor agregado creciente de la agricultura familiar campesina, en las cooperativas, en todo el mundo agrícola y que las personas valoren el comer bien, más frutas y verduras frescas, legumbres. Esto, a su vez, permite contener la inflación y tener mayor capacidad en el mercado interno” señaló el ministro Valenzuela sobre los alcances del programa.

Banco Estado ya es parte del ecosistema del Programa desde que inició hace ya tres años, otorgando créditos con tasas preferenciales y demás condiciones favorables para quienes participan en él. El año pasado el banco estatal estuvo cerca de llegar a los 350 mil millones de pesos colocados en créditos.

Desde la Comisión Nacional de Riego, esperan que Banco Estado financie este año aproximadamente 9 mil millones de pesos en créditos.

Christian Little, director ejecutivo de CONAF, valoró el impacto de esta política pública sobre la restauración del bosque nativo a gran escala. “Son más de 24 mil hectáreas en las que ya se han iniciado procesos de restauración, con una demanda histórica por restaurar al menos 30 mil hectáreas. Es una demanda que necesitamos suplir y es un efecto gatillador, porque también tenemos un 30% de aplicación histórica de la ley de bosque nativo gracias al programa Siembra Por Chile”.

Este programa se enmarca dentro de la estrategia de soberanía para la seguridad alimentaria que está llevando a cabo el gobierno. En otras palabras, asegurar la demanda y el mercado interno.

Hoy se dieron a conocer los datos más relevantes de la gestión de Banco Estado durante el 2023. En la instancia se hizo énfasis en el rol social del banco, sin embargo también se resaltaron los esfuerzos que se están haciendo en cuanto a modernización para posicionar al banco competitivamente dentro de la industria bancaria nacional.

En medio de la desaceleración económica, producida en parte por la pandemia iniciada en 2020 y crisis internacionales recientes, destacaron las medidas contracíclicas tomadas por el banco para revertir esta situación, una de ellas, los créditos dados a tasas de interés preferenciales a personas naturales y empresas.

Así, el banco financió el 60% de todos los créditos FOGAPE y FOGAPE Chile apoya, por más de 1,7 y 1,5 billones de pesos respectivamente. Además en vivienda, BancoEstado el año pasado cursó más de 28 mil créditos hipotecarios, concentrando la tercera parte de todos los créditos de este tipo que se solicitan a nivel nacional.

La entidad financiera entregó durante el periodo de 2023 poco más de 1.140 millones de dólares al Fisco entre utilidades e impuestos.

“Como único banco público del país, Banco Estado seguirá comprometido con el desarrollo integral de Chile y de todos sus habitantes, a través de la inclusión financiera y no financiera, la articulación de los mercados y la implementación de las políticas públicas” comentó el presidente de Banco Estado, Daniel Hojman.

En innovación, se ampliará el trabajo con startups en varias regiones del país, como Valparaíso, Biobío, Los Lagos y Antofagasta, y que impulsarán un nuevo programa de Innovación Abierta para fomentar la colaboración con startups innovadoras y tecnológicas.

Igualmente, se dieron a conocer dos nuevos servicios en CajaVecina: la venta de bonos de consultas médicas de libre elección a los afiliados de Fonasa y la contratación de microcréditos de consumo.

A continuación algunos datos de lo que fue el 2023 para el banco público del país:

• Más de 1,7 millones de beneficiarios del bolsillo familiar electrónico.
• Financiamiento para los Juegos Panamericano Santiago 2023.
• 17 millones de clientes.
• 14,6 millones de clientes de Cuenta Rut.
• Sucursales en 150 comunas
• Red de cajeros más grande, con 2.588 máquinas
• Más de 10 millones de personas utilizaron Caja Vecina el año pasado.

La convocatoria de este año fue anunciada ayer por el ministro de Economía, Nicolás Grau, y tiene como objetivo apoyar a emprendedores para que puedan llevar a cabo sus ideas de negocio, de paso favoreciendo también la creación de nuevas empresas formales.

Para esto se entregará un financiamiento de 3,5 millones de pesos, el que se deberá destinar a los gastos de formalización de la empresa, asistencia técnica, capacitación, marketing, infraestructura, inventario y cualquier aspecto necesario para levantar una pequeña empresa como tal.

“Este año va a ser un año en que estamos volviendo a crecer con fuerza, y es muy importante no olvidar el apoyo a las y los emprendedores que son un tremendo motor para la economía. Este apoyo que puede llegar hasta 3 millones y medio de pesos, sabemos que puede ser un buen punto de partida” comentó el ministro Grau.

La iniciativa tiene un presupuesto de poco más de 4.600 millones de pesos y podrán postular a ella personas con 18 años o más, que no tengan inicio de actividades en el Servicio de Impuestos Internos, sin deudas laborales, previsionales ni tributarias, y que no estén en el Registro Nacional de Deudores de Pensiones de Alimentos

María José Becerra, gerenta general de Sercotec, indicó que “muchas personas anhelan iniciar un negocio propio porque tienen una idea innovadora, porque desean conciliar el trabajo con el cuidado de sus hijos o por necesidad. Todos necesitan una mano amiga que los apoye en su etapa inicial”.

Los beneficiarios podrán pedir orientación para el trámite de formalización de su empresa, apoyo en la formulación de un plan de trabajo y acompañamiento técnico y administrativo durante la implementación de su proyecto.

El plazo para postular es hasta el viernes 17 de mayo y se debe realizar a través de la página de Sercotec.

Te dejamos algunos consejos para que puedas «vender bien» tu idea de negocio.

Esta mañana el Ministerio de Agricultura, a través de la ODEPA, dio a conocer el reporte de precios “Mejores Alimentos de Temporada (MAT), que registra las variaciones de los precios de los alimentos en supermercados y ferias libres.

“Con respecto a productos de la canasta básica, la harina y la leche levemente han tenido reducción en sus precios. En el caso de las harinas, es importante por la significativa producción de trigo que tiene el país y por los precios internacionales que han venido a la baja”, explicó el ministro de Agricultura Esteban Valenzuela.

Sobre los precios de los aceites, que también tuvieron una importante baja añadió “ es una buena noticia, particularmente el de maravilla, que recordemos el año 2022 llegó a precios sobre los $4.000 el litro, hoy se ha situado en $2.500 en promedio en supermercados”.

La carne de vacuno, tiene variaciones en su precio dependiendo del corte, sin embargo a continuación dejamos aquellos que tuvieron una baja significativa en las últimas dos semanas (variación promedio en supermercados): lomo vetado (-11,95%); asado carnicero (-11,21%); huachalomo (-11,16%); abastero (-9,9%); posta rosada (-7,98%).

También hubo cambios en los precios muy convenientes para el bolsillo en algunas hortalizas (variaciones promedio en ferias libres): zapallo de Paine (-28,26%); ajo (-16,67%); cebolla (-13,7%); espinaca (-13,04%); coliflor (-9,33%); tomate larga vida (-8,61%).

Los anteriores son precios promedio para la Región Metropolitana, principal centro de distribución del país. 

Para la Región del Maule, ODEPA indica que los alimentos con precios más convenientes son los siguientes (todos en ferias libres): manzanas; limones; papas; porotos verdes; garbanzos: Todos entre un 30 y 50 por ciento más barato en ferias libres que en supermercados.

“Hay buenas noticias en alimentos, sobre todo los que están relacionados con la canasta básica y con los alimentos de temporada como limones y manzanas que están iniciando su temporada y, por lo tanto, esta tendencia a la baja se debería mantener en el tiempo” aseguró Daniela Acuña, subdirectora de ODEPA.

Puedes consultar la variación de precios de distintos alimentos en el reporte actualizado que ODEPA pone a disposición pinchando aquí.

Según un nuevo informe publicado por el Banco Central, el Índice Mensual de Actividad Económica (Imacec) creció un 0,8% considerando el mismo periodo del 2023. Los buenos resultados se deben al incremento de la minería y otros bienes. 

“​​La producción de bienes aumentó 3,7% en términos anuales, incidida principalmente por el incremento de 8,2% de la minería y del resto de bienes que creció 2,7%, impulsado por la generación eléctrica. En tanto, la industria cayó 2,3%”, detalló la institución bancaria. 

Los servicios aumentaron un 0,5% en términos anuales, destacando el servicio de transportes. Mientras que los comercios presentaron una disminución de 5,3% en comparación con el año pasado, siendo las ventas de vehículos y alimentos las más perjudicadas. 

“En tanto, todas las actividades incidieron en la disminución del Imacec en términos desestacionalizados, destacando las caídas de los servicios y el resto de bienes”, aseguró el Banco Central.

The rush to give employees access to all the tools they’d need to work from home was a bit, well, sudden for many employers. But after everyone settled in, what quickly became apparent to many office-based teams is that employees could be productive and focused when not in the office—in many cases, even more so. Employers everywhere began to understand that remote work really works.

Whether you’re on the hunt for a remote job or are already working virtually, check out this list of the advantages of working from home, along with some of the top companies that hire for remote jobs.

10 Benefits of Working From Home

As we’ve long known, remote work has a host of advantages for workers. We’re listing out the best of the best benefits of working from home—some you may already be aware of, and some that may open your eyes even more to remote work’s impact on employers, employees, the economy, and the planet.

1. Better Work-Life Balance

Many remote jobs also come with flexible schedules, which means that workers can start and end their day as they choose, as long as their work is complete and leads to strong outcomes. This control over your work schedule can be invaluable when it comes to attending to the needs of your personal life.

Whether it’s dropping kids off at school, running some errands, attending an online fitness class in the morning, or being home for a contractor, these tasks (and more!) are all easier to balance when you work from home.

2. Less Commute Stress

The average one-way commuting time in the U.S. is 27.1 minutes—that’s nearly an hour each day spent getting to and from work, and it really adds up. According to the Auto Insurance Center, commuters spend about 100 hours commuting and 41 hours stuck in traffic each year. Some “extreme” commuters face much longer commute times of 90 minutes or more each way.

But wasting time commuting is just one of the downsides of getting to and from work. More than 30 minutes of daily one-way commuting is associated with increased levels of stress and anxiety, and research shows that commuting 10 miles to work each day is associated with health issues like:

• Higher cholesterol
• Elevated blood sugar
• Increased risk of depression

Ditching the commute helps you support your mental and physical health.

The time savings can allow you to focus on priorities outside of work, like getting extra sleep in the morning, spending more time with family, getting in a workout, or eating a healthy breakfast.

3. Location Independence

One of the considerable benefits of working from home is having access to a broader range of job opportunities that aren’t limited by geographic location. This can be especially helpful for job seekers living in rural communities and small towns where there may not be many available local positions. Having no set job location means that, pre-pandemic, fully remote workers could also travel and live as digital nomads while having a meaningful career.

Though a full nomad lifestyle is currently on hold, as borders begin to open up, it’s still a definite perk. People who have to move frequently, such as military spouses, can also benefit from having a remote job that can be done from anywhere, without having to start over at the bottom of a new company with each move.

In addition, remote work is a great way to avoid high-rent and high-mortgage areas, especially for positions (like tech) that used to require living in a city with a high cost of living. With remote work, you no longer have to live near a major metropolitan area to have a career you love.

The rush to give employees access to all the tools they’d need to work from home was a bit, well, sudden for many employers. But after everyone settled in, what quickly became apparent to many office-based teams is that employees could be productive and focused when not in the office—in many cases, even more so. Employers everywhere began to understand that remote work really works.

Whether you’re on the hunt for a remote job or are already working virtually, check out this list of the advantages of working from home, along with some of the top companies that hire for remote jobs.

10 Benefits of Working From Home

As we’ve long known, remote work has a host of advantages for workers. We’re listing out the best of the best benefits of working from home—some you may already be aware of, and some that may open your eyes even more to remote work’s impact on employers, employees, the economy, and the planet.

1. Better Work-Life Balance

Many remote jobs also come with flexible schedules, which means that workers can start and end their day as they choose, as long as their work is complete and leads to strong outcomes. This control over your work schedule can be invaluable when it comes to attending to the needs of your personal life.

Whether it’s dropping kids off at school, running some errands, attending an online fitness class in the morning, or being home for a contractor, these tasks (and more!) are all easier to balance when you work from home.

2. Less Commute Stress

The average one-way commuting time in the U.S. is 27.1 minutes—that’s nearly an hour each day spent getting to and from work, and it really adds up. According to the Auto Insurance Center, commuters spend about 100 hours commuting and 41 hours stuck in traffic each year. Some “extreme” commuters face much longer commute times of 90 minutes or more each way.

But wasting time commuting is just one of the downsides of getting to and from work. More than 30 minutes of daily one-way commuting is associated with increased levels of stress and anxiety, and research shows that commuting 10 miles to work each day is associated with health issues like:

• Higher cholesterol
• Elevated blood sugar
• Increased risk of depression

Ditching the commute helps you support your mental and physical health.

The time savings can allow you to focus on priorities outside of work, like getting extra sleep in the morning, spending more time with family, getting in a workout, or eating a healthy breakfast.

3. Location Independence

One of the considerable benefits of working from home is having access to a broader range of job opportunities that aren’t limited by geographic location. This can be especially helpful for job seekers living in rural communities and small towns where there may not be many available local positions. Having no set job location means that, pre-pandemic, fully remote workers could also travel and live as digital nomads while having a meaningful career.

Though a full nomad lifestyle is currently on hold, as borders begin to open up, it’s still a definite perk. People who have to move frequently, such as military spouses, can also benefit from having a remote job that can be done from anywhere, without having to start over at the bottom of a new company with each move.

In addition, remote work is a great way to avoid high-rent and high-mortgage areas, especially for positions (like tech) that used to require living in a city with a high cost of living. With remote work, you no longer have to live near a major metropolitan area to have a career you love.

The rush to give employees access to all the tools they’d need to work from home was a bit, well, sudden for many employers. But after everyone settled in, what quickly became apparent to many office-based teams is that employees could be productive and focused when not in the office—in many cases, even more so. Employers everywhere began to understand that remote work really works.

Whether you’re on the hunt for a remote job or are already working virtually, check out this list of the advantages of working from home, along with some of the top companies that hire for remote jobs.

10 Benefits of Working From Home

As we’ve long known, remote work has a host of advantages for workers. We’re listing out the best of the best benefits of working from home—some you may already be aware of, and some that may open your eyes even more to remote work’s impact on employers, employees, the economy, and the planet.

1. Better Work-Life Balance

Many remote jobs also come with flexible schedules, which means that workers can start and end their day as they choose, as long as their work is complete and leads to strong outcomes. This control over your work schedule can be invaluable when it comes to attending to the needs of your personal life.

Whether it’s dropping kids off at school, running some errands, attending an online fitness class in the morning, or being home for a contractor, these tasks (and more!) are all easier to balance when you work from home.

2. Less Commute Stress

The average one-way commuting time in the U.S. is 27.1 minutes—that’s nearly an hour each day spent getting to and from work, and it really adds up. According to the Auto Insurance Center, commuters spend about 100 hours commuting and 41 hours stuck in traffic each year. Some “extreme” commuters face much longer commute times of 90 minutes or more each way.

But wasting time commuting is just one of the downsides of getting to and from work. More than 30 minutes of daily one-way commuting is associated with increased levels of stress and anxiety, and research shows that commuting 10 miles to work each day is associated with health issues like:

• Higher cholesterol
• Elevated blood sugar
• Increased risk of depression

Ditching the commute helps you support your mental and physical health.

The time savings can allow you to focus on priorities outside of work, like getting extra sleep in the morning, spending more time with family, getting in a workout, or eating a healthy breakfast.

3. Location Independence

One of the considerable benefits of working from home is having access to a broader range of job opportunities that aren’t limited by geographic location. This can be especially helpful for job seekers living in rural communities and small towns where there may not be many available local positions. Having no set job location means that, pre-pandemic, fully remote workers could also travel and live as digital nomads while having a meaningful career.

Though a full nomad lifestyle is currently on hold, as borders begin to open up, it’s still a definite perk. People who have to move frequently, such as military spouses, can also benefit from having a remote job that can be done from anywhere, without having to start over at the bottom of a new company with each move.

In addition, remote work is a great way to avoid high-rent and high-mortgage areas, especially for positions (like tech) that used to require living in a city with a high cost of living. With remote work, you no longer have to live near a major metropolitan area to have a career you love.

The rush to give employees access to all the tools they’d need to work from home was a bit, well, sudden for many employers. But after everyone settled in, what quickly became apparent to many office-based teams is that employees could be productive and focused when not in the office—in many cases, even more so. Employers everywhere began to understand that remote work really works.

Whether you’re on the hunt for a remote job or are already working virtually, check out this list of the advantages of working from home, along with some of the top companies that hire for remote jobs.

10 Benefits of Working From Home

As we’ve long known, remote work has a host of advantages for workers. We’re listing out the best of the best benefits of working from home—some you may already be aware of, and some that may open your eyes even more to remote work’s impact on employers, employees, the economy, and the planet.

1. Better Work-Life Balance

Many remote jobs also come with flexible schedules, which means that workers can start and end their day as they choose, as long as their work is complete and leads to strong outcomes. This control over your work schedule can be invaluable when it comes to attending to the needs of your personal life.

Whether it’s dropping kids off at school, running some errands, attending an online fitness class in the morning, or being home for a contractor, these tasks (and more!) are all easier to balance when you work from home.

2. Less Commute Stress

The average one-way commuting time in the U.S. is 27.1 minutes—that’s nearly an hour each day spent getting to and from work, and it really adds up. According to the Auto Insurance Center, commuters spend about 100 hours commuting and 41 hours stuck in traffic each year. Some “extreme” commuters face much longer commute times of 90 minutes or more each way.

But wasting time commuting is just one of the downsides of getting to and from work. More than 30 minutes of daily one-way commuting is associated with increased levels of stress and anxiety, and research shows that commuting 10 miles to work each day is associated with health issues like:

• Higher cholesterol
• Elevated blood sugar
• Increased risk of depression

Ditching the commute helps you support your mental and physical health.

The time savings can allow you to focus on priorities outside of work, like getting extra sleep in the morning, spending more time with family, getting in a workout, or eating a healthy breakfast.

3. Location Independence

One of the considerable benefits of working from home is having access to a broader range of job opportunities that aren’t limited by geographic location. This can be especially helpful for job seekers living in rural communities and small towns where there may not be many available local positions. Having no set job location means that, pre-pandemic, fully remote workers could also travel and live as digital nomads while having a meaningful career.

Though a full nomad lifestyle is currently on hold, as borders begin to open up, it’s still a definite perk. People who have to move frequently, such as military spouses, can also benefit from having a remote job that can be done from anywhere, without having to start over at the bottom of a new company with each move.

In addition, remote work is a great way to avoid high-rent and high-mortgage areas, especially for positions (like tech) that used to require living in a city with a high cost of living. With remote work, you no longer have to live near a major metropolitan area to have a career you love.

The rush to give employees access to all the tools they’d need to work from home was a bit, well, sudden for many employers. But after everyone settled in, what quickly became apparent to many office-based teams is that employees could be productive and focused when not in the office—in many cases, even more so. Employers everywhere began to understand that remote work really works.

Whether you’re on the hunt for a remote job or are already working virtually, check out this list of the advantages of working from home, along with some of the top companies that hire for remote jobs.

10 Benefits of Working From Home

As we’ve long known, remote work has a host of advantages for workers. We’re listing out the best of the best benefits of working from home—some you may already be aware of, and some that may open your eyes even more to remote work’s impact on employers, employees, the economy, and the planet.

1. Better Work-Life Balance

Many remote jobs also come with flexible schedules, which means that workers can start and end their day as they choose, as long as their work is complete and leads to strong outcomes. This control over your work schedule can be invaluable when it comes to attending to the needs of your personal life.

Whether it’s dropping kids off at school, running some errands, attending an online fitness class in the morning, or being home for a contractor, these tasks (and more!) are all easier to balance when you work from home.

2. Less Commute Stress

The average one-way commuting time in the U.S. is 27.1 minutes—that’s nearly an hour each day spent getting to and from work, and it really adds up. According to the Auto Insurance Center, commuters spend about 100 hours commuting and 41 hours stuck in traffic each year. Some “extreme” commuters face much longer commute times of 90 minutes or more each way.

But wasting time commuting is just one of the downsides of getting to and from work. More than 30 minutes of daily one-way commuting is associated with increased levels of stress and anxiety, and research shows that commuting 10 miles to work each day is associated with health issues like:

• Higher cholesterol
• Elevated blood sugar
• Increased risk of depression

Ditching the commute helps you support your mental and physical health.

The time savings can allow you to focus on priorities outside of work, like getting extra sleep in the morning, spending more time with family, getting in a workout, or eating a healthy breakfast.

3. Location Independence

One of the considerable benefits of working from home is having access to a broader range of job opportunities that aren’t limited by geographic location. This can be especially helpful for job seekers living in rural communities and small towns where there may not be many available local positions. Having no set job location means that, pre-pandemic, fully remote workers could also travel and live as digital nomads while having a meaningful career.

Though a full nomad lifestyle is currently on hold, as borders begin to open up, it’s still a definite perk. People who have to move frequently, such as military spouses, can also benefit from having a remote job that can be done from anywhere, without having to start over at the bottom of a new company with each move.

In addition, remote work is a great way to avoid high-rent and high-mortgage areas, especially for positions (like tech) that used to require living in a city with a high cost of living. With remote work, you no longer have to live near a major metropolitan area to have a career you love.